Risk protection

Secured standard of living just in case

The occupational benefit plan as the second pillar (BVG) has in conjunction with the first pillar (AHV/IV/EL) the constitutional task of enabling survivors and disabled persons to appropriately continue their accustomed standard of living.

The corresponding disability and survivors pensions either depend on the anticipated retirement credit balance or are defined as a percentage of insured earnings. They are financed in accordance with the principle of insurance by a risk premium.

The risk benefits for death and disability which are insured at Inter Pensionskasse are completely reinsured with Swiss life assurance companies.