Risk contributions

Risk premiums

The risk premiums are established in accordance with Inter Pensionskasse’s tariff base and serve to finance the risks borne and the reinsurance premiums. Inter Pensionskasse continually checks the reinsurance coverage so that the insured persons can also benefit in future from risk contributions in line with the market.

Inflation adjustment

A surcharge is raised on the risk premium for the legally prescribed inflation adjustment. The surcharges remain in the foundation and are deferred separately. These are used for the future adjustments of the disability and survivor pensions for inflation.

Contributions to the security fund

Inter Pensionskasse pays contributions to the Swiss Federal Social Security Fund which pays for benefits if the employer company can no longer pay the contributions or if the benefit fund becomes insolvent. The security fund guarantees the promises obligatory and non-obligatory benefits.